Introduction

These Terms & Conditions (“Terms”) govern the use of services provided by payallplus payments private limited. (“payallplus payments private limited”, “we”, “our”, or “us”) through our website, applications, APIs, merchant portals, and digital platforms.

By accessing or using payallplus payments private limited services, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions.

 

Services Offered

Payallplus payments private limited provides digital financial and travel-related services including but not limited to:

• • Mobile Recharge Services
• • DTH Recharge Services
• • BBPS Bill Payment
• • Credit Card Bill Payment

• • AEPS Banking Services
• • QR Collection Services
• • Insurance Services
• • Flight, Bus & Hotel Booking

 

User Responsibilities

Users must provide accurate and complete information during registration, KYC verification, and transaction processing.

Users are responsible for maintaining the confidentiality of their account credentials, passwords, OTPs, transaction PINs, and API keys.

Users agree not to use payallplus payments private limited services for illegal, fraudulent, unauthorized, or prohibited activities.

Payallplus payments private limited reserves the right to suspend or terminate accounts involved in suspicious activities, policy violations, chargebacks, or fraud-related transactions.

 

Transactions & Payments

All recharge, bill payment, banking, insurance, QR collection, and travel booking transactions are processed based on service provider availability and technical connectivity.

payallplus payments private limited shall not be responsible for transaction failures caused by telecom operators, banks, third-party service providers, payment gateways, network issues, or incorrect information entered by users.

Users are advised to verify all transaction details before confirming any payment or booking request.

Refund timelines for failed or pending transactions depend on banking systems, payment gateways, and respective service providers.

 

Commissions & Wallet Usage

Retailers, distributors, and partners may receive commissions or incentives based on business volume, active services, and company policies.

Payallplus payments private limited reserves the right to revise commission structures, incentives, charges, and settlement policies without prior notice.

Wallet balances must be used only for authorized platform transactions and cannot be misused for unlawful activities.

 

API & Technical Usage

API services provided by payallplus payments private limited are intended solely for authorized business use.

Users are prohibited from copying, reverse engineering, modifying, abusing, or attempting unauthorized access to payallplus payments private limited systems or APIs.

Excessive requests, suspicious traffic, or malicious activities may lead to API suspension without notice.

 

Limitation Of Liability

Payallplus payments private limited shall not be liable for any direct, indirect, incidental, or consequential damages arising from service interruptions, technical failures, transaction delays, third-party service issues, or unauthorized account access.

Users agree to use sonak business solutions private limited services at their own risk and acknowledge that service availability may vary depending on telecom operators, banks, and external providers.

 

Privacy & Data Protection

Payallplus payments private limited is committed to protecting user privacy and handling data responsibly. By using our services, users agree to the collection and use of information as described in our Privacy Policy.

 

Account Suspension & Termination

Payallplus payments private limited reserves the right to suspend, restrict, or terminate user accounts without notice in cases involving:

• • Fraudulent Transactions
• • KYC Violations
• • Chargebacks & Disputes
• • Unauthorized API Usage
• • Violation Of Company Policies
• • Suspicious Financial Activity

 

Modification Of Terms

Payallplus payments private limited reserves the right to modify, update, or revise these Terms & Conditions at any time without prior notice. Updated terms will become effective immediately upon publication on the website.

 

Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with the laws of India. Any disputes arising from the use of payallplus payments private limited services shall be subject to the jurisdiction of courts located in India.